辛达托福代报考位：到2016年3月28日上午托福官网没有释放考位，在此提醒广大考生抓紧时间报名，注意自己的考试时间，如对雅思报名有任何疑问，欢迎咨询在线客服

　对于想要出国留学的考生而言，托福考试、雅思考试是我们必需求通过的考试。为了更充沛的预备托福考试，很多同学挑选托福来填充自个。这也是提升托福才能的方法之一。小编为我们整理了下面对于在国外怎么开设银行的文章，这里具领会涉及到对于开户、供给证件、账户信息、及怎么运用等托福词汇疑问。下面就请跟小编来看看具体内容吧!

　　开设账户

　　1.对于开户

　　最佳是在有名的银行中开帐户。

　　it's best to open an account

　　银公会问你开账户的金额为多少

　　And how much would you like to open your account with?

　　每个银行的开账户时的最小额度minimum sum不一样

　　要咨询一下汇率exchange rate和利率interest rate

　　英国的几个对比有名的银行有Barclays 和 Lloyds。

　　但是，得明白很主要一点是留学生不能享受到供给给本地学生的设备。

　　However, it's important to note that as an international student you'll not necessarily be eligible for all the facilities offered to resident students.

　　银行有不一样的方针，他们供给给你的服务是取决于你的自个状况，相同也取决于银行司理的自行处理。

　　Banks have different policies and the services that they'll offer you will depend on your individual circumstances*and on the discretion of the bank manager involved.

　　留意：documentation指的是文件总称。

　　2.供给资料

　　作为一个留学生，你需求供给依据证明自个能够付出费用，直到课程完毕。

　　as an international student,you will need to provide evidence that you can fund/support yourself for however long your course lasts.

　　(拓宽回忆：存款为funding)

　　除此之外，大多银行请求你带上你的护照和你的选取通知书

　　In addition to this, most banks ask you to bring your passport and your letter or certificate of enrolment .，

　　或许带着学校注册信 letter of registration

　　其它证件：

　　护照大小相片 passport size photo

　　驾照 driver's licence

　　出生证明 birth certificate

　　信用卡 credit card

　　借记卡 debit card

　　(拓宽回忆：凭卡办理存取款和花费结算，不能透支。Access to deposit,withdrawal, purchase, and payment, overdraft prohibited.)

　　雇主引荐 reference from your employer

　　账单 bank statements

　　3.账户信息 托福口语

　　银公会问你想多久收到一次账单?

　　How often would you like to receive statements?

　　有些人喜爱一星期一次

　　Some people like them weekly.

　　有些人喜爱一个月一次 once a month

　　拓宽回忆：两周一次once a fortnight

　　有些银公会问一些信息来验证你的身份，为了安全的因素。

　　Now we usually ask for a piece of information which we can use to check your identity, for security reasons.

　　最佳供给爸爸妈妈的姓名，这不太会被知道

　　It's less likely to be known.

　　还会问：

　　工作 occupation/profession

　　出生日期 date of birth

　　全名 full name

　　名 first name 、given name

　　中心姓名 middle name

　　姓 surname/family name/last name

　　过去地址 previous address

　　现在地址 present/current address

　　在现在地址居住时刻 time at current address

　　每自个还应该带着填有姓名和地址的宣传单

　　You should each have a handout with the names and addresses...

　　4.账户运用

　　在开帐户时，银公会给你一本支票簿，你能够用它在需求时取钱。

　　When you open the account, the bank will give you a chequebook /checkbook

　　and you can use this to draw /withdraw money out as you need it.

　　假如你要在商店里用支票，你会一起需求一张支票保付卡

　　If you need to write cheques in shops, you'll also need a cheque card .

　　(拓宽回忆：旅行支票 traveler's cheque)

　　这是一种认证卡(身份证),确保签出的支票能契合银行支票保付卡所对应能付出的额度

　　This is really an identity card which guarantees that correctly written cheques up to the value stated on the card will be honoured by the bank.

　　假如你想获取现金你能够让支票以你的名义付出或许实现。

　　If you want to draw out cash for yourself you can make the cheque payable in your own name or 'to cash'.(实现支票cash the cheque)

　　(拓宽回忆：§payable at sight见票即付 §payable on demand随到随付)

　　你能够用提款卡从取款机中获取现金

　　You can also withdraw cash from a cash point machine with a cashcard.

　　(提款机又叫做ATM=Automatic Teller Machine)

　　你或许想取出超越你银行额度的钱，这叫做透支。

　　You may want to take more money out ot the bank than you have in it.This is called having an overdraft.

　　要留神，除非有银行答应，不然不能这么做。

　　Be very careful with this--you should not do this without permission from your bank.

　　透支常常致使额定费用，尽管有些银行供给给某些学生免利息透支

　　Overdrafts usually incur charges,though some banks offer interest-free overdrafts to some students.

大家在进行托福备考的同时，如果对考位方面也比较紧张，可联系辛达代报为您服务